Welcome to our Web site, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.  We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation.  While we are pleased to offer this information to allow you to explore information on your own, we want to assure you that is not a "do it yourself" project.  We believe our education, experience and expertise puts us in the best position to help you apply these concepts and tools to your situation.  So, go ahead, poke around, read or play with calculators if you're interested in that sort of thing.  If that doesn't interest you or confuses you or you have any questions or concerns, give us a call. We'd                                  love to talk with you and help in any way we can.

                                                                                     Doug and Steve